Terms of Service — Money Tree Conversions

1. Agreement

These Terms of Service ("Terms") govern your access to and use of the websites, applications, and services operated by or on behalf of Money Tree Conversions (the "Service"). By using the Service, you agree to these Terms. If you are accepting on behalf of a company, you represent that you have authority to bind that company.

2. The Service

The Service is a business software platform for real estate professionals, including lead capture, follow-up, automation, and related tools. We may add, change, or discontinue features. The Service is not a substitute for professional, legal, or compliance advice regarding real estate, advertising, or privacy obligations you owe to your clients.

3. Eligibility and accounts

You must be legally able to form a binding contract in your jurisdiction (typically 18+ or the age of majority) and, where applicable, licensed or authorized in your real estate market. You are responsible for all activity under your account and for maintaining the confidentiality of your credentials.

4. Your conduct and acceptable use

You will not:

• use the Service unlawfully, fraudulently, or in violation of real-estate or marketing rules;
• upload malware or try to break or overload our systems;
• scrape, reverse engineer, or try to access non-public areas without permission;
• use the Service to send spam or harass others;
• misrepresent your identity or your brokerage; or
• use the Service in a way that infringes others' intellectual property or privacy rights.

We may suspend or terminate access for violations.

5. Your content and data

You retain ownership of content you provide. You grant us a non-exclusive, worldwide license to host, use, process, and display that content only as needed to provide and improve the Service, consistent with our Privacy Policy. You represent that you have the rights and consents needed to use and submit lead, client, or third-party data (including for automated messaging and AI features).

6. Subscriptions, fees, and taxes

Fees and plans (e.g. as shown on our website) are as offered at the time of purchase, unless you have a separate written agreement. Fees are typically billed in advance; taxes (including GST/HST or other applicable taxes) may be added. No refunds are guaranteed except as required by law or as explicitly stated in your plan; contact us to discuss enterprise or custom terms if applicable. We may change pricing for future terms with reasonable prior notice where required by law or contract.

7. Free trials

If we offer a trial, we may end it and begin billing unless you cancel in accordance with the instructions we provide.

8. AI disclaimer

The Service may use AI that generates or suggests text or actions. You are responsible for compliance with your regulatory body and for reviewing and approving communications before they are sent. We do not warrant that AI output is accurate, complete, or free from bias.

9. Third-party services

Integrations (e.g. calendar, CRM) are subject to the third party's terms. We are not responsible for third-party services.

10. Intellectual property

The Service, including software, text, design, and branding, is owned by us and our licensors. No rights are granted except the limited right to use the Service under these Terms.

11. Confidentiality

We may have access to business information you provide. We will use reasonable efforts to protect it as described in our Privacy Policy and, where we enter into a separate NDA or BAA, those terms will govern if they apply.

12. Warranties

The service is provided "as is" and "as available." To the maximum extent permitted by applicable law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

13. Limitation of liability

To the maximum extent permitted by applicable law: (A) in no event will our total liability exceed the amounts paid by you to us for the service in the six (6) months before the claim; (B) we are not liable for indirect, incidental, special, consequential, or punitive damages, or lost profits, data, or goodwill, even if advised of the possibility. Some jurisdictions do not allow certain limitations; in that case, our liability is limited to the maximum permitted by law.

14. Indemnity

You will defend and indemnify us and our officers, employees, and affiliates against claims arising from: your use of the Service; your content; your violation of these Terms; or your violation of third-party rights, including your clients and leads.

15. Term and termination

These Terms apply while you use the Service. We may suspend or terminate access for breach, risk, or legal reasons. You may stop using the Service; subscription sections above govern fees where applicable. Provisions that by nature should survive (e.g. liability limits, indemnity) survive termination.

16. Governing law and venue

These Terms are governed by the laws of the Province of Alberta and the laws of Canada applicable therein, without regard to conflict-of-law rules. You irrevocably submit to the exclusive jurisdiction of the courts in Edmonton, Alberta, except that we may seek injunctive or equitable relief in any competent court.

17. General

Entire agreement (together with the Privacy Policy and any order form) constitutes the full agreement, unless a separate signed agreement with you says otherwise. Severability; assignment; notices. We may assign these Terms; you may not without our consent. Notices to you may be by email to your account. The English version prevails if translated.

18. Contact

Address: 2207 90B St, Edmonton, AB, Canada. Email: adminmtree@gmail.com.